Terms & Conditions

Introduction

Welcome to Legacy Life Group. By accessing our website or using our services, you agree to be bound by these Terms & Conditions. These terms govern your use of our services, including mortgage applications, consultations, and communications. If you do not agree with any part of these terms, please refrain from using our services.

Eligibility & User Responsibilities

By using our services, you confirm that the information you provide is accurate, complete, and up to date. You agree not to submit false, misleading, or incomplete information, as this may result in rejection of your application or termination of services.

Information Collection & Use

When you apply for a mortgage or contact us, you may be required to provide personal and financial information, including but not limited to your name, contact details, employment data, income details, property information, and identity documents such as CNIC or passport. This information is used solely for evaluating applications, verifying identity, complying with legal requirements, and delivering our services effectively.

Third-Party Disclosure

Legacy Life Group does not sell or trade your personal information. However, by using our services, you consent to the sharing of necessary information with third parties such as mortgage lenders, financial institutions, credit bureaus, verification agencies, or regulatory authorities when required. These parties are authorized to use your information strictly for service-related and legal purposes.

Data Protection & Security

We take reasonable and appropriate measures to protect your personal information through secure systems, encryption, limited access, and regular security reviews. While we strive to protect your data, you acknowledge that no electronic transmission or storage method is completely secure, and we cannot guarantee absolute security.

User Rights

You have the right to request access, correction, or deletion of your personal information, subject to applicable laws and regulations. You may also withdraw your consent for data processing where legally permissible. Requests can be made using the contact details provided below.

Cookies & Website Usage

Our website may use cookies and similar technologies to enhance user experience and analyze website performance. By using our website, you consent to the use of cookies. You may disable cookies via your browser settings, though this may affect certain website features.

Limitation of Liability

Legacy Life Group shall not be held liable for any direct, indirect, incidental, or consequential damages arising from the use of our services or reliance on information provided through our website, except where prohibited by law.

Changes to Terms & Conditions

We reserve the right to modify or update these Terms & Conditions at any time without prior notice. Updated terms will be posted on this page with a revised effective date. Continued use of our services constitutes acceptance of the updated terms.

Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with applicable local and federal laws.

Contact Information

If you have any questions regarding these Terms & Conditions, please contact us:

Lewis Financial – Mortgage Services
📧 Email: [email protected]
📱 Phone: (904) 803-2394